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WebCar insurance premiums for new drivers tend to be expensive. According to Progressive, the average car insurance rate for an 18-year-old driver is $230 per month. For drivers … WebUSAA has full-coverage car insurance starting at less than $120 a month for qualified drivers. With USAA Auto Insurance, even full-coverage high-limit policies are almost always under $200 a month. USAA has the cheapest rates for drivers of all ages and for each type of coverage. Final Takeaways on Car Insurance under $200 a Month WebThe average young driver insurance premium is £1,354[1]. Unfortunately, the cost of car insurance for young drivers is generally higher because they’re statistically among the … the academy motel tauranga